Terms & Conditions

Last Updated: November 2025

Welcome to US Debt Relief (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, services, and any related communications or offers. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please discontinue using our website and services immediately.

1. Acceptance of Terms

By visiting our website, submitting your information, or engaging with our representatives, you acknowledge that you have read, understood, and accepted these Terms and Conditions, along with our Privacy Policy. You further consent to receive communications from us and our affiliated partners through phone, text message, or email, including automated calls or messages for marketing or informational purposes.

2. Description of Services

US Debt Relief provides information and referral services to help consumers explore options for credit card debt relief and financial hardship programs. We connect users with qualified debt relief companies, settlement firms, or financial service providers that may offer solutions based on the information you submit. We do not provide legal, tax, bankruptcy, accounting, or credit repair advice. Our role is strictly to connect you with potential third-party providers who can assist in managing or reducing your unsecured debts.

3. Eligibility

Our services are intended for residents of the United States who are 18 years of age or older. By using our website, you represent and warrant that you meet these eligibility requirements and that the information you provide is truthful and accurate.

4. No Guarantees or Promises

We do not guarantee that your debts will be reduced by a specific amount or percentage, nor that you will become debt-free within a particular timeframe. Each individual’s financial situation is unique, and results will vary based on income, debt type, creditor cooperation, and other factors. All estimates, examples, and testimonials shown on our website are for illustrative purposes only and should not be interpreted as a guarantee of future outcomes.

5. No Legal or Financial Advice

The information on this website and communications from US Debt Relief are for general informational purposes only and should not be considered legal, tax, financial, or credit advice. You should consult with a qualified attorney, accountant, or financial advisor regarding your specific circumstances before making any financial decisions.

6. User Responsibilities

When you use our website or submit your personal information, you agree to the following:

You will provide accurate, current, and complete information on all forms and communications.
You will not use the website for any unlawful purpose or in violation of applicable laws or regulations.
You will not attempt to interfere with or compromise the website’s functionality or security.
You will use the information provided by our company and partners only for personal, non-commercial purposes.

7. Consent to Communication

By submitting your contact details on our website, you expressly consent to be contacted by US Debt Relief and its partners or affiliates via phone calls, text messages, and emails. These communications may include promotional, marketing, or service-related messages using automated dialing systems or prerecorded messages. Message and data rates may apply. You may opt out at any time by replying “STOP” to any SMS message or by contacting us directly.

8. Third-Party Services and Links

Our website may contain links or references to third-party websites, products, or services that are not owned or controlled by us. We are not responsible for the accuracy, legality, or content of those external websites. Your dealings or correspondence with third parties found on or through our site are solely between you and such third parties, and US Debt Relief is not liable for any damages or losses resulting from those interactions.

9. Intellectual Property Rights

All content, graphics, logos, text, images, software, and other materials on this website are the property of US Debt Relief or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, modify, distribute, display, or transmit any part of the website without our prior written consent. Unauthorized use may result in legal action.

10. Limitation of Liability

To the fullest extent permitted by law, US Debt Relief and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. This includes, but is not limited to, loss of data, income, profits, or business opportunities. You agree that your sole remedy for dissatisfaction with the website or services is to discontinue use of them.

11. Indemnification

You agree to defend, indemnify, and hold harmless US Debt Relief, its affiliates, employees, contractors, and partners from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorney fees) arising out of your use of the website, your violation of these Terms, or your infringement of any third-party rights.

12. Disclaimer of Warranties

Our website and services are provided on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our website, accuracy of information, or availability of services. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13. Program Availability

Debt relief programs offered by our partners may not be available in all states or for all types of debts. Certain eligibility restrictions apply. Participation in a debt relief program may negatively affect your credit score and could result in legal action from creditors. Please consult with a financial or legal professional before enrolling in any debt settlement program.

14. Modification of Terms

We reserve the right to modify, update, or replace these Terms at any time without prior notice. The latest version of the Terms will be posted on this page with the updated date. Your continued use of the website following any such changes constitutes acceptance of the revised Terms.

15. Termination

We may suspend or terminate your access to the website and services at our discretion, without notice, if we believe that you have violated these Terms or engaged in conduct that may harm our reputation or interfere with the experience of other users. Upon termination, all provisions of these Terms that should reasonably survive will remain in effect, including ownership, disclaimers, indemnity, and limitations of liability.

16. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the state or federal courts located in California. You agree to submit to the personal jurisdiction of those courts and waive any objections to venue or jurisdiction.

17. Severability

If any provision of these Terms is held to be invalid, unlawful, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the extent necessary to make it enforceable while preserving its original intent.

18. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and US Debt Relief regarding the use of our website and services. They supersede any prior agreements, communications, or understandings, whether written or oral.

19. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

US Debt Relief
Email: support@usdebtrelief.info
Phone: +1 (866) 233-0541
Website: https://usdebtrelief.info

20. Your Acceptance of These Terms

By accessing or using our website, you acknowledge that you have read and agreed to these Terms and Conditions. If you do not agree, please stop using our website and services immediately.